Capitec USSD code options to send money and for balance check

There are several Capitec USSD code options to use in case you wish to transact on mobile banking in South Africa, including for balance check or to send money.

Mobile banking via USSD is especially convenient for those who do not have the Capitec Bank app. All you need is some airtime, usually around 20 cents for every 20 seconds, during your session. In case you run out of airtime, you can always dial *130*3279# to top up – and this transaction is free of charge.

Capitec USSD code

The Capitec USSD code is *120*3279# and once you dial it on your phone, you will view the various transaction options available for you. These options include sending money, checking your balance, transferring funds to your other accounts or to other people, and buying airtime, data or electricity, among other things.

Capitec balance check USSD code option

To do a Capitec balance check using the USSD code, simply dial *120*3279# and choose the “Balance Enquiry” option. Follow the prompts to view your account balance easily.

Capitec USSD code to send money and how to do it

The Capitec USSD code to send money is *120*3279# after which you need to choose option 9 (Send Cash). The steps below outline how to send money using Capitec USSD:

Dial *120*3279# and choose option 9.
Accept the terms and conditions.
Choose option 1.
Choose the account you wish to send money from.
Enter the amount of money you wish to send.
Create a 4-digit secret PIN, which the recipient will use to collect the cash.
Enter your mobile banking PIN to complete the transaction.
You will receive an SMS with a reference number. Send the number to the recipient and send them the PIN as well.

If you wish to transfer funds to other Capitec Bank accounts or to other banks, simply dial the USSD number and choose the “Transfers” option. For debit orders, select the “DebiCheck” option.

Remember, there is no monthly subscription fee for mobile banking. If you have not yet registered for the service, you may need to visit a Capitec Bank branch to do it. Once you have registered successfully, you can start using the service immediately.

Make sure to keep your mobile banking PIN secret. In case you suspect that someone else knows it, dial *120*3279# immediately to change it.

“If you can’t change your Mobile Banking PIN, suspend your Mobile Banking service immediately by calling our 24-hour Client Care Centre on 0860 10 20 43 or visiting your nearest branch,” Capitec Bank advises on its FAQs webpage.

In case you have lost your phone, you must similarly cancel your mobile banking service immediately by calling the Capitec Bank’s client care centre or visiting a branch.

If you have forgotten your mobile banking PIN, visit your nearest branch to reset it. Be sure to bring along your ID or Global One card.

For further information or inquiries, contact Capitec Bank using the following options: