Apple Pay has quietly launched in South Africa, much to the excitement of local shoppers who took to social media to reveal the development.
Customers of at least three banks – Discovery, Nedbank and Absa – said this week that they were able to load their payment details on Apple Wallet. More banks are certain to add the functionality soon.
Absa’s retail and business bank executive, Cowyk Fox, confirmed the news. “Customers can now link their Absa cards through the Absa Mobile Banking App and still receive all the rewards and benefits offered by Absa’s cards,” he said.
Discovery Bank CEO Hylton Kallner also said, “We are thrilled to announce Apple Pay is here for all Discovery Bank clients, providing an easy, secure and contactless way to pay.”
What is Apple Pay?
Apple Pay is a secure, digital and contactless payment method that can be used in a wide range of physical and online stores/services, including retail stores, restaurants, pharmacies and even taxis.
Users can also make payments on Apple services and apps such as Apple Music, Apple News+, App Store, Books, iTunes Store and iCloud. In-app payments in other apps are also available.
How to use Apple Pay in South Africa
To use Apple Pay in South Africa, iPhone, Apple Watch or iPad users first have to link their credit or debit cards using the built-in Wallet app, which is included in your device with the latest iOS.
To do this, open the Wallet app and tap + (plus) on the upper right hand corner. Follow the steps to enter your card details or use the device camera to capture card information.
Once your card is successfully added, you can make payments in-store by simply holding your iPhone near the contactless reader with your finger pressed on Touch ID.
If you’re using an Apple Watch, double click the side button and hold the Apple Watch up to the contactless reader.
For online and in-app payments, follow the prompts on the apps or on participating websites using Safari on your Mac, iPhone, and iPad.
Apple does not store credit or debit card card details on its devices or servers. Instead, a unique Device Account Number is assigned, encrypted, and stored securely in a “Secure Element” designed to store the payment information safely on the device.